Fees & Insurance
A Simple Payment Policy
Spine Chiropractic is primarily a self-pay office. Payment is typically due at the time of service, and we accept cash, check, credit card, debit card, HSA, and FSA cards.
For eligible self-pay services, a time-of-service or prompt-payment discount may be available when permitted by law. Discounts are not offered where prohibited by Medicare rules, payer rules, lien agreements, or other legal requirements.
Commercial Insurance
Spine Chiropractic is not in network with commercial insurance companies and does not bill commercial insurance directly. Payment is made by the patient at the time of service.
Upon request, we can provide a superbill or receipt that patients may submit to their insurance company for possible out-of-network reimbursement. Reimbursement is not guaranteed and depends on the patient’s plan, deductible, exclusions, benefits, and payer rules.
The patient remains responsible for payment regardless of whether insurance reimburses any portion of the visit.
Medicare
Spine Chiropractic is enrolled with Medicare and provides care to Medicare patients under Medicare rules.
Medicare coverage for chiropractic care is limited. In general, Medicare Part B may cover medically necessary manual manipulation of the spine to correct a vertebral subluxation when properly documented. Medicare does not generally cover exams, re-exams, therapies, maintenance care, supportive services, X-rays ordered by a chiropractor, or many additional services that may be part of an Integrated Appointment.
When Medicare is expected not to cover a service, patients may be asked to sign an Advance Beneficiary Notice of Noncoverage before receiving that service. Because Medicare rules are specific, the office does not offer discounts or incentives that conflict with Medicare requirements.
Personal Injury and Auto Accident Cases
Spine Chiropractic works with personal injury and auto accident cases. The office may bill applicable auto insurance, medical payments coverage, or other personal injury-related coverage when accepted by the office. The office may also work with attorney liens when appropriate.
Personal injury cases may be accepted with or without attorney involvement. These cases require additional documentation, case information, and communication with attorneys or insurance representatives. If a case carries a balance, signed lien paperwork may be required.
The office expects full and prompt payment on personal injury balances and liens when a case resolves. Reduction requests are not routine. They are generally only considered if a settlement is insufficient to cover the outstanding medical bills.
If your visit is related to an auto accident, personal injury claim, attorney lien, or legal claim, please let the office know before or at the time of scheduling.
Workers’ Compensation
Spine Chiropractic does not accept workers’ compensation cases.
If your injury happened at work, please contact your employer, claims administrator, or workers’ compensation provider before scheduling.
No Large Care Packages
Spine Chiropractic does not sell large prepaid treatment packages. Patients should not feel pressured into a care plan that costs thousands of dollars upfront.
Care recommendations are based on the patient’s condition, exam findings, response to care, and goals. The office is designed to keep care practical, focused, and clear. When patients improve quickly, that is a good outcome.
Before You Schedule
New patients begin with a New Patient Exam.
Established patients may schedule the visit type that matches their current need. If symptoms have changed, there is a new injury, or it has been a while since the last visit, a re-exam may be needed.
If you are unsure whether chiropractic care is a good fit, consider the cost of continuing to feel poorly, losing movement, avoiding activity, sleeping badly, or waiting longer than necessary to address the problem.
When you are ready, schedule online to get started.
Important Note
This page is intended to explain general office policy. It is not a guarantee of insurance reimbursement, Medicare coverage, personal injury payment, or third-party payment. Patient responsibility may vary based on visit type, documentation requirements, payer rules, and the specific circumstances of the case.